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These Terms of Service ("Terms") are between you and Gwynnie Bee Insurance Company (and its applicable affiliates). These Terms govern your use of the Gwynnie Bee skill on Amazon's Alexa service on any Alexa-enabled device (the "Skill"). By using or accessing the Skill, you agree to these Terms, as updated from time to time. Gwynnie Bee reserves the right, in its sole discretion, to modify these Terms at any time without prior notice to you. If you do not agree to the Terms as modified, you must stop using the Skill. Your continued use of the Skill following any modification of these Terms constitutes acceptance of those changes. These terms apply in addition to, and are not intended to replace, any other agreement or terms and conditions that may apply in connection with any other relationship you may or may not have with Gwynnie Bee and its affiliates.

You understand that the use of the Skill is voluntary. By using the Gwynnie Bee Skill on Amazon's Alexa service on any Alexa-enabled device (e.g., Amazon Echo, Android) you can use voice commands to communicate with us regarding your Account and other features enabled by the Skill. Your communication with Gwynnie Bee using the Alexa service constitutes an authorized communication by you. You are solely responsible for all communications with Gwynnie Bee using the Gwynnie Bee Skill. Please ensure that others do not interact with Gwynnie Bee via the Skill on your behalf, and, if you do not want to be overheard, ensure that you are out of earshot when interacting with Gwynnie Bee via the Skill. It is possible that Alexa (and the equipment Alexa is installed on) and/or Amazon will record your interactions with the Skill or with Alexa. Consult your agreements with Amazon for more details about how interactions are treated by Amazon and your Alexa-enabled device.

Gwynnie Bee is making the Skill available as part of a limited, early pilot program. It’s possible that there will be bugs. In addition to the possibility of Alexa mishearing you or misquoting us, there’s also a possibility that something might not work correctly, or might not work at all. By getting this special preview and using the Skill, you’re accepting that risk.You do not need the Skill to access to your Account(s). All of the information available from Gwynnie Bee via the Skill will remain available through your online account.

Gwynnie Bee and its affiliates may collect, store, and use, and direct a third party collect, store, and use, collected information. Any collected information that constitutes personally identifiable information is governed by Gwynnie Bee's privacy policy, as it may be updated from time to time. Additionally, by installing the Skill, any interactions you have with Gwynnie Bee using the Skill are subject to Gwynnie Bee's Privacy Policy. By installing the Skill, you are authorizing Gwynnie Bee to perform the actions and/or share with Amazon the information communicated to Gwynnie Bee, or requested from Gwynnie Bee. The interactions you have with the Skill take place through Amazon. For example, if you ask Alexa for any Account information, Gwynnie Bee transmits the relevant information through Amazon. Therefore, you hereby authorize Gwynnie Bee to share that information with Amazon in response to your interactions with the Skill.

Alexa and your Alexa-enabled device were not designed or manufactured by Gwynnie Bee, and Gwynnie Bee does not have control over the software that runs on the device, which includes other third party applications. Alexa may not function without error, and may incorrectly process words, conduct translations, or give responses. By accepting these Terms, you understand and agree that Gwynnie Bee is not responsible for inaccuracies in your interactions with Gwynnie Bee using the Skill. If you have any issues or doubts about the accuracy of your interactions with Gwynnie Bee using the Skill, you will be able to obtain your Account information on the Gwynnie Bee website or logging into your account at

The Skill is provided on an "as is," "without any warranty," and "without any liability" basis. You bear the risk of using it. Gwynnie Bee does not guarantee the quality, accuracy, completeness, or timeliness of the Skill. Gwynnie Bee does not warrant that the functionality or operation of the Skill will be uninterrupted or free from error that any defects in the Skill will be corrected, or that the Skill or the servers that make it available are free of viruses or other harmful conditions or components. The Skill may occasionally be restricted, interrupted, or discontinued due to various conditions, including without limitation Skill design, network coverage, government regulation, and situations beyond Gwynnie Bee's control. Neither Gwynnie Bee nor its affiliates, suppliers, nor will have any liability to you for any losses suffered as a result of that arise out of or in connection with your use of the Skill. To the maximum extent permitted by law, Gwynnie Bee expressly disclaims all warranties of any kind with respect to the Skill, including without limitation, those regarding availability, quality, accuracy, fitness for any use or purpose, compatibility with any standards, and non-infringement.

Once you set up your Alexa device with the Skill, you are authorizing Gwynnie Bee to provide information to the device based on the device's security settings. For example, the settings on your device may allow the device to retrieve information about your Account(s) based on only verbal requests from anyone who uses your device, or to save information about your Account(s) for easier access. By enabling the Skill on your Alexa-enabled device, you are responsible for how the Skill is used (including any communication to or from Gwynnie Bee from your device).

To the extent permitted by law, Gwynnie Bee and its affiliates, suppliers, and licensors are not liable for any indirect, special, incidental, exemplary, punitive, or consequential loss or damage arising out of or in connection with the device or your use of the Skill (including without limitation the input of personally identifiable and other information into the Skill), whether the claim is based in contract, tort, negligence, strict liability, or otherwise, and even if Gwynnie Bee has express knowledge of the possibility of such loss or damage. You shall not seek to recover any damages (including without limitation direct, consequential, lost profits, special, indirect or incidental damages) from Gwynnie Bee, its affiliates, suppliers, or licensors outside of the conditions set forth in these Terms. You must file any lawsuit or other action directed against Gwynnie Bee, its affiliates, suppliers, or licensors within one year after the date of the event that caused the loss or damage.

You shall indemnify, defend, and hold harmless Gwynnie Bee, its affiliates, suppliers, and licensors from and against all claims, losses, damages, and expenses (including without limitation reasonable attorneys' fees) arising out of or in connection with your use of the device or Skill or your violation of these Terms

Gwynnie Bee may change the programs, products, or services mentioned in the Skill at any time without notice. Additionally, any products or services that may be referred to in the Skill are subject to availability and qualifications; terms, conditions, and exclusions not described in these Terms may apply and are subject to Gwynnie Bee’s terms of services.

The Skill is controlled and operated in the United States of America. This agreement is governed by and interpreted according to the law of the state of New York.

If any provision of this agreement is held invalid, void or unenforceable, then that provision will be considered severable from the remaining provisions, and the remaining provisions shall remain in full force and effect. Gwynnie Bee's failure to enforce any right or provision in this agreement will not constitute a waiver of such provision, or any other provision in these Terms.